Our mobile devices are becoming more powerful every with capabilities to make our life easier. Like other important areas of our life, finances/money is what actually turn a whole lot of things around.
With the rate at which the world is embracing mobility in every aspect, it also affects organizations. The traditional banks and money transfer organizations have all succumbed to the trend by providing smartphones and tablet-based apps to help their users get around with their bank transactions.
Right now, receiving and sending money to and fro any part of the world, in different currencies and without any need to go to the bank is as easy as sharing a blog post.
In this post, we have put together the best, popular and most-useful online money transfer apps that you can install, setup and you are just some clicks away to a border-less financial life on your smartphone.
Best Online Money Transfer, Payment & Receiving Sites/Apps In 2018
PayPal isn’t a new name when we talk about online money transfer. It’s one of the oldest money transfer applications with the most secure way to send, receive, and access your money from almost anywhere.
PayPal offers convenience plus security for all your money transfer.
So, what can you do with PayPal, why would you choose PayPal and all of the features that makes PayPal financial solutions standout.
PayPal offers the most secured means of making online money transfers.
- You can get peace of mind you deserve with:
- 24/7 transaction monitoring
- Secure encryption technology
- Fraud protection
- Fingerprint and two-factor authentication (activation required)
PayPal allows you to comfortably send money to friends and family for free. With PayPal, you can easily request and receive money or send some money as a gift to a friend or family member or even one of your clients,or conveniently pay for goods and services.
You can always access your funds easily anywhere or withdraw your funds directly to your local bank. PayPal is not an alternative but a choice you need to make if you want security, convenience and simplicity when sending and receiving money online.
To receive or send money, you and the second party will need to have an eligible PayPal account.
Like PayPal, Payoneer lets you securely send and receive money almost anywhere in the world. Payoneer allows you to get a Payoneer debit card which you can use with your local ATM machine that supports the card type.
Most freelancers love using Payoneer and PayPal because of how secured, convenient and fast the app and services work.
With the Payoneer app installed on your Android or Phone, you can instantly check all your currency and card balances, check transaction in-depth transaction details, and access all your info quickly and securely. It even supports authentication via the Fingerprint sensor to securely protect your app/account.
Language can’t be a barrier when using the mobile app because it supports over 20 languages.
Cash app is a nice app for sending and receiving money. With just a simple link to your debit card, Cash app allows you to quickly send, receive, or request money from friends and family.
You can buy Bitcoins or cash out instantly to your bank using the Cash App. For security options, there’s a protection that can be unlocked with your fingerprint or a pass-code.
Cash app is very fast and your money is quickly deposited into your bank account once a transaction is complete. Sending money costs nothing, and we’ll mail you a free debit card within a week
Western Union is a popular name when it comes to money transfer. You can easily send money quickly on the go via the Western Union app either from your credit or debit card.
Keeping track of your transfer is easy via your tracking number (MTCN). With your (MTCN), you can see when it’s been processed, collected and completed.
Western Union allows you to send up to $500 (£376) for a $5 (£4) fee, but downloading the app is free.
You can transfer money to friends and family to over 200 countries and territories with details of transfer cost as well as Western Union branches.
Download now for:
Bank from almost anywhere with the Chase Mobile® app. Manage your accounts, pay bills, pay people, deposit checks, transfer money, all safely and securely with your device.
Whether you’re on the go or curled up on the couch, day or night, with the Chase Mobile app, you’re in control of your accounts.
Easy and secured sign in with fingerprint, detailed account stats, and more just at a glance.
Though Chase customers have access to a slew of banking options within Chase’s smartphone application, non-customers with valid email addresses also have the ability to send and receive money using the bank’s QuickPay feature.
With WorldRemit, you can send money to contacts in over 140 different countries and transfers can be received as a bank deposit, cash pickup, mobile credit or an airtime top-up as fast as a text message.
Download the WorldRemit app today to see the easy, convenient and low cost way to send money instantly to over 140 countries internationally online. Offering great exchange rates, once your secure transfer is completed you and your recipient will be instantly alerted by either SMS or email.
Another interesting part of World Remit is the low cost fees which are displayed upfront for transactions. With a lot of positive reviews and ratings on the Google play store and iTunes App store from users, it’s definitely one of the best and fastet money transfer apps for Android and iOS devices.
Another great choice of app to send and receive money via your phone easily is Azimo. Azimo has more than 1 million happy customers with a happy reviews as well on the App store and Google play store.
You can save up to 90% on fees and rates with their lower than traditional money transfer services. There are no hidden costs: you know exactly how much you’re paying when you transfer money with Azimo.
Azimo offers more than 200,000 cash pickup locations worldwide, with home delivery and mobile top-up also available in many countries.
You can track your money every step of the way just via the app.
You could make some more money by inviting your friends. Inviting a friend to join the service gives them £10 ($13) on a transfer, and when they transfer £100 ($133) or more, you will get £10 ($13).
Facebook doesn’t just connect you with your friends and family, it has a feature in its Messenger app that allows any person in the United States to send money through the app.
To send money via Facebook messenger is very easy.
- When you’re chatting with someone, simply tap the dollar sign located above the keyboard, directly beside the tools for sharing photos and stickers.
If you can’t get it to work, tap the ellipsis on the right-hand side to bring up a list of additional options. Once you’ve set up your debit or credit card, just type the amount of money you want to send and tap pay in the top-right corner.
Apple Pay Cash
With iOS 11.2, you can now be able to send money directly to your contacts through iMessage. For iPhone users, there’s no need to install a third-party app if your contacts also have an iPhone.
Well, if you live one of the countries that supports Apple Pay, you can start transferring and receiving money.
To send money directly through iMessage on your iPhone,
- In Messages, start a new conversation or tap an existing one.
- Tap . If you don’t see the Apple Pay button, tap first.
- To select an amount, tap or . To enter an exact amount, tap Show Keypad.
- Tap Pay. If you want to, add a message to go with the payment.
- Tap . Then review the payment information or cancel. Your money in Apple Pay Cash will be used to pay first.
- To send the payment, confirm with Face ID, Touch ID, or your passcode.
In case you want to cancel a pay a payment after sending, you can check out this link.
Apple Pay Cash is also compatible with iMessage on your Apple Watch, and you can even use Siri to send cash. While the money is available in your Apple Pay balance immediately, it does take a few days for it to transfer to your bank account.
Google Pay is the fast, simple way to pay online, in stores and more. In addition to sending or requesting money from the app’s new Send tab, you can also split any Google Pay purchase with up to five friends. Just tap on a recent purchase in the app and request money all in one go.
Google Pay protects your payment info with multiple layers of security, using one of the world’s most advanced security infrastructures to help keep your account safe.
Google Pay makes it easy to send and request money from friends within the U.S. or the U.K.
Snapcash Via Snapchat
Snapchat now gives its users the ability to easily send money to anyone 18 and older. By entering the money ($) sign, followed by a numeric value, Snapchat sends money directly from your debit card or bank account.
Bank Of America
Bank conveniently and securely with the Bank of America® Mobile Banking app for U.S.-based accounts.
You could do a lot via the app, from manage your Bank Accounts and finances to even more.
• Review activity and balances in checking, savings and credit card accounts
• View mortgage, auto loan and other account balances
• Activate or replace credit/debit cards
• Order checks
• Set app alerts to be notified of important account info
Bank of America’s smartphone application not only cuts down on the amount of time you need to spend at a branch but allows you to securely send and receive money to anyone (non-customers, too) via a phone number or email address.
These are the most useful money transfer apps for both iPhones and Android smartphones. Here are some very cool contents to check out too.